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VERIFIEDMint Money·neutral

Credit card EMI vs personal loan: Which costs less for big-ticket purchases?

AI Summary
  • ·When considering big-ticket purchases, a lower EMI does not always indicate a cheaper loan.
  • ·It is important to calculate the total amount payable for both credit card EMIs and personal loans.
  • ·This calculation helps in determining the most cost-effective option.
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